Financing
Comfort now. Easy monthly payments.
A furnace never breaks at a good time. Financing means you don’t have to choose between a warm house and your savings. Get the right system installed now, spread the cost over time, and unlike a rental, it’s yours.
Payment estimator
For illustration only. Your actual rate, term and payment depend on the lender and approval (O.A.C.). You get the exact numbers in writing before you sign.
Why Winnipeg homeowners finance their furnace or AC
PMS HVAC financing vs. the usual options
Lots of big companies push furnace rentals and rent-to-own plans. Here’s how financing with us compares.
Rental terms vary by company. Always compare the total you’ll pay over the full contract.
How it works
- Free quoteWe look at your home or building and give you a written price, with good, better and best options.
- Pick your paymentChoose a monthly payment that fits. We explain the terms in plain English before anything is signed.
- We install, you stay comfortableWe install your new system, test it and show you how it works. You pay monthly.
Manitoba Hydro loans & rebates
Manitoba Hydro’s Home Energy Efficiency Loan can cover qualifying high-efficiency furnaces, heat pumps and central air conditioners, paid back on your energy bill. Rebates may also apply. Ask us what your home qualifies for and we’ll help with the paperwork.
For businesses
A new rooftop unit or make-up air unit is a big expense. Ask about financing for commercial equipment so you can keep cash in the business.
Financing questions
What can I finance?
New furnaces, air conditioners, heat pumps, garage heaters and larger repairs. Business owners can ask about options for rooftop units, make-up air units and other commercial equipment.
How do I apply?
Ask for a financing quote. We give you a written price first, then walk you through the application and the lender’s terms before anything is signed.
Can I pay it off early?
Ask about the terms for your plan before you sign. We make sure you understand the total cost, the monthly payment and any early payoff rules up front.
Is financing better than renting a furnace?
With financing you own the equipment and the payments end. With a rental you pay for as long as the contract runs and don’t own the furnace unless you buy it out. Compare the total cost over 10 years before you decide.
Do you help with Manitoba Hydro loans and rebates?
Manitoba Hydro offers a Home Energy Efficiency Loan for qualifying furnaces, heat pumps and central air conditioners, repaid on your energy bill, and rebates may apply to high-efficiency equipment. Ask us what your home may qualify for.